Our financing options for those without insurance (or for those with limited insurance) include CareCredit and Lending Club. With CareCredit, you can apply to receive 0% APR for up to 12 months. Your eligibility and lending terms will be determined based on your financial health. If you’re turned down for any reason, you have the option to reapply with the help of a joint applicant. CareCredit is a great way to breakdown your bill into manageable payments without the risk of debilitating interest. Patients also have the option to apply to LendingClub. This payment method offers similar terms as CareCredit. CareCredit and LendingClub will cover most dental procedures, including cosmetic services. We never want our patients to forego a healthy and beautiful smile for any reason!